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Virgin Money UK PLC

Moody's

Short termLong termOutlook
P-2Baa2Stable

Standard and Poor’s

Short termLong termOutlook
A- 3BBB-Stable

Fitch

Short termLong termOutlook
F2BBB+Stable

Clydesdale Bank PLC

Moody's

Short term*Long term*Outlook
P-2Baa1Stable

Standard and Poor’s

Short termLong termOutlook
A- 2A-Stable

Fitch

Short termLong termOutlook
F2A-Stable

* Deposit ratings

Following the FSMA Part VII Transfer the credit ratings for Virgin Money Holdings (UK) plc and Virgin Money plc have been withdrawn.