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The Trustees of My Retirement (Virgin Money Retirement Savings Plan) want to help their members understand their investment choices and how their decisions may affect their savings at retirement.

As required by law, the Trustees of the Plan are required to produce formal “Statements of Investment Principles” for the Plan’s default arrangement and its other investment options. These Statements set out what the Trustees aim to achieve with the investment options and their investment policies, which guide how members’ money is invested.

Learn more about the decisions the Trustee has taken about the Scheme’s investments, as well as the costs and charges members pay, how these could affect the value of member’s savings over time and how the Trustee ensures members are getting value for money.

To find out more about the principles the Trustee applies to the Plan’s investments, read the Statement of Investment Principles Link opens in a new window alongside the Chairs Statement 2024 Link opens in a new window

Find out more

For the Plan’s privacy notice please read VMRSP Privacy Notice. Link opens in a new window

To learn more about My Retirement and the options available to members please read Member Booklet Link opens in a new window

Should you require any further information at all about My Retirement please get in touch with the Pensions Team, via email pensionsteam@virginmoney.com

My Retirement

My Retirement is the merged plan of Virgin Money Retirement Savings Scheme (VMRSS) and YCB DC Pension Scheme (Total Pension!).

VMRSP 2024 Annual Report and Financial Statements Link opens in a new window

Value for Members Link opens in a new window

Implementation Statement 2024 Link opens in a new window